Motor Road Transport For Commercial Purposes
(Liquid Fuel, Steam, Electricity)

INSURANCE AND ITS COSTS 141 necessary lamps, tyres, and accessories thereon) caused by— (a) Accidental extemal means. (6) Malicious means. (c) Fire, lightning, explosion or self-ignition. (d) Theft. (e) Transit (including loading and unloading by road, rail, or inland waterway). The cost of removing the damaged motor vehicle from the scene of the accident to the- nearest compe- tent repairer’s will also be paid, and repairs up to £10 in valne may be proceeded with. immediately, provided that a detailed estimate has been previously obtained and forwarded to the Corporation. There are certain items which are excluded, such as wear and tear, depreciation, mechanical breakdowns, bursts and punctures of tyres, damage to tyres unless caused by accidental collision, injury, loss or damage arising through earthquake, war, invasion, riot, excessive loading, and so on, and it is only reasonable to expect that such. particulars would not be covered. Other Risks. By the payment of additional premiums the following risks may also be guarded against— (f) Injury, loss or damage caused by sparks or ashes from any insured motor vehicle. (&) Boiler explosion. (c) Liability in respect of personal injuries sustained by passengers in any insured motor vehicle. («) and (&) are, of course, of special interest to owners of steam-driven vehicles. “ Third. Party ” Risks. The third great risk against which. the motor owner will be wise to guard himself is that of “ Third Party.’